Prepwork: Chop onion, pepper, and carrots. Peel garlic cloves. Mince jalapeno. Soak beans if not using canned.
In large cooking pot, heat 2 Tbsp. olive oil and sauté onion; approx. 5 min.
Add peppers, carrots and 1 c. water. Stir and cook over medium heat until carrots can be pierced easily; approx. 5 min. Crush garlic cloves and add along with all other ingredients up to and including lemon juice. (Remember to add only one jalapeno until you have tasted it to check for heat level. Start with half of one if not sure!)
Bring to a gentle boil, then simmer (lowest heat) to let the flavors blend, approx. 15 min.
Salt and pepper to taste. (I used 1/2 tsp. of each for yield of 4) Serve in bowl with dollop of sour cream and sprinkle with cilantro. OTL 2010 "Legumes "” a class of vegetables that includes beans, peas and lentils "” are among the most versatile and nutritious foods available. Legumes are typically low in fat, contain no cholesterol, and are high in folate, potassium, iron and magnesium. They also contain beneficial fats and soluble and insoluble fiber. A good source of protein, legumes can be a healthy substitute for meat, which has more fat and cholesterol." http://www.mayoclinic.com/health/legumes/NU00260